Book a call with Andrea
Support
- 10 offices open 24/7, nine in Chicagoland and one in Lake Geneva
- 35+ years of real estate experience from owner and managing broker Bill Flemming
- Full time managing brokers who never compete with you for business
Chicagoland and southern Wisconsin
Stop Giving Away Your Commission Every Year
Keep 100% for $39 a month and $495 per transaction. No hidden fees.
- 850+ Chicagoland agents
- 10 offices in Chicagoland and Wisconsin
- Full broker support
- A.I. marketing
15 minutes, confidential, with Andrea Cizova, HomeSmart's #1 National Franchisee Recruiter.
HomeSmart Connect
We are the largest 100% commission brokerage in Chicagoland/Southern Wisconsin. We are #1 in transactions and among the Top 10 brokerages in the entire region.
A powerful transaction platform providing time saving automation and maximum transparency for all parties
Learn moreRealSmart Agent
A powerful transaction platform providing time saving automation and maximum transparency for all parties
Learn moreHomeSmart Agent & Client Apps
Easily manage transactions and deliver a world class client experience on the go
Learn moreMarketing Design Center
Market your business effectively and efficiently with a robust library of customizable assets
Learn moreDebunking the 100% Commission Myths
Traditional brokerages want you to believe these. Here's the reality.
Myth: "There's always a catch."
Truth: It's 100% Transparent.
We're 100% transparent: You pay $39/month, $495 per transaction and $495 a year for E&O insurance. No hidden fees. No surprises. No percentages.
On a 70/30 split, a $350,000 sale at 2.5% sends $2,625 to your broker. Ten of those is $26,250 a year.
Myth: "You get no support."
Truth: You get better support, faster.
You get everything you need: training (in person or virtual), transaction coordinator, broker oversight, 24/7 office access, full tech stack, and dedicated support. We just don't take 30 to 50% of your commission for it.
Training, a transaction coordinator, broker support and 24/7 office access are all included.
Myth: "It's not a sustainable model."
Truth: Our model is just smarter.
Traditional brokerages waste money on expensive corporate offices, franchise fees, and profits for shareholders. We eliminated that waste and pass 100% of the savings directly to you.
Our model is volume based: 2,500 agents paying small fees beats 500 agents paying massive splits
"Too Good To Be True?" Here's The Proof.
Real numbers from HomeSmart Connect and the national brand behind it. No fluff.
Your partner in your success
Support and Training Agents Want and Need
Training
- Every month trainings in person and on Zoom
- All of HomeSmart's brokerage trainings, open to you from day one
- 1 mentor dedicated to every newly licensed agent
The Real Cost Breakdown: Traditional vs. 100% Commission
See exactly what you're giving up at your current brokerage
| Feature | Traditional Brokerage | HomeSmart Connect |
|---|---|---|
| Commission Split | 50/50 to 80/20 | 100% (You keep it all) |
| Monthly Desk Fee | $500-$2,000 | $39-$69 |
| Transaction Fee | Hidden in split | Transparent $495 |
| Annual Cap | Rarely exists | $9,000 (then $75/deal when capped) |
| Franchise Fees | 5 to 8% ongoing | $0 |
| Office Access | Business hours only | 24/7 with key code |
| Broker Support | Limited availability | Dedicated support team |
| Technology | Basic/outdated | Full suite included |
| Training | Minimal after onboarding | Ongoing & unlimited |
| Marketing Costs | $500-$2,000/year | Optional (your choice) |
Commission Split
Traditional
50/50 to 80/20
HomeSmart
100% (You keep it all)
Monthly Desk Fee
Traditional
$500-$2,000
HomeSmart
$39-$69
Transaction Fee
Traditional
Hidden in split
HomeSmart
Transparent $495
Annual Cap
Traditional
Rarely exists
HomeSmart
$9,000 (then $75/deal when capped)
Franchise Fees
Traditional
5 to 8% ongoing
HomeSmart
$0
Office Access
Traditional
Business hours only
HomeSmart
24/7 with key code
Broker Support
Traditional
Limited availability
HomeSmart
Dedicated support team
Technology
Traditional
Basic/outdated
HomeSmart
Full suite included
Training
Traditional
Minimal after onboarding
HomeSmart
Ongoing & unlimited
Marketing Costs
Traditional
$500-$2,000/year
HomeSmart
Optional (your choice)
Agent Referral Bonus: Ask Andrea
The Most Agent Friendly Compensation Model in Real Estate
See the Numbers For Yourself
Illinois & Wisconsin
What You Pay
- $39 monthly fee
- $495 transaction fee per closing
- $495 a year for E&O insurance
- $0 franchise fees
- $0 royalty fees
- $0 desk fees
- $0 hidden charges
$39/mo + $495/deal
What You Keep
- 100% of your commission
- 100% control over your business
- Your entire database
- Your brand enhanced with A.I. marketing
- Your business model
- Complete independence with unparalleled support
EVERYTHING
What You Get
- Referral Lead Program
- In person (or virtual) orientation & training
- Transaction coordinator
- Broker hotline support
- Office space access
- Tech stack
FULL SUPPORT
Let's Calculate Your Exact Numbers
Takes 30 seconds. No email required. 100% anonymous.
1Your Current Plan
The most your brokerage takes from your split in a year. Leave at $0 if there's no cap.
Include desk, tech and E&O fees. Divide yearly fees by 12.
Illinois agents average about 2.4% to 2.5% per side (Clever Real Estate, 2026).
Gross commission$87,500
Split to your brokerage (70/30)-$26,250
Your fees-$6,800
Your current take home$54,450
2With HomeSmart Connect
Same year
Gross commission$87,500
Commission split100% yours
HomeSmart Connect plan
Monthly fee ($39 x 12)-$468
Transaction fees$495 x 10-$4,950
E&O insuranceA year, due July 1-$495
Your HomeSmart take home$81,587
Extra money in your pocket
$27,137
a year, or $2,261 a month. That's a down payment on an investment property.
YOUR LONG TERM SAVINGS
1 Year
$27,137
Extra in your pocket
5 Years
$135,685
That's life changing money
10 Years
$271,370
Retirement secured
Disclaimer: Estimates only, from the numbers you enter. It counts your split, cap and the fees you type in, not royalties or other charges your brokerage may add. HomeSmart Connect figures use $39 a month, $495 per transaction (capped at $9,000 a year, then $75 per transaction) and $495 a year for E&O insurance, which is prorated in your first year if you join after July. Actual earnings vary with your production, market and plan terms, and are not guaranteed.
Ready to Keep More of What You Earn?
Let's discuss these numbers and create your custom transition plan
Why Real Estate Agents Choose HomeSmart
At HomeSmart, real estate agents thrive with 100% commission, top tier broker support, and industry leading technology, but don't just take our word for it.
Meet our Broker Owner, Bill Flemming, as he discusses why HomeSmart is transforming the way agents succeed.
Ten Conveniently Located 24/7 Offices
Professional office space whenever you need it, across Chicagoland and southern Wisconsin.
HomeSmart Connect, Algonquin
2380 Esplanade Dr, Suite 201, Algonquin, IL 60102
HomeSmart Connect, Antioch
370 North Avenue, Antioch, IL 60002
HomeSmart Connect, Arlington Heights
3030 Salt Creek Lane #145, Arlington Heights, IL 60005
HomeSmart Connect, Chicago Edison Park
7240 West Devon Avenue, Chicago, IL 60631
HomeSmart Connect, Chicago Lakeview
3228 N Sheffield Ave, Chicago, IL 60657
HomeSmart Connect, Lake Geneva
268 Center St, Lake Geneva, WI 53147
HomeSmart Connect, Libertyville
150 E. Cook Ave., Libertyville, IL 60048
HomeSmart Connect, McHenry
4925 West Elm Street, McHenry, IL 60050
HomeSmart Connect, St. Charles
1003 West Main Street, St. Charles, IL 60174
HomeSmart Connect, West Dundee
606 W Main St, West Dundee, IL 60118One number for every office: 847 495 5000
Testimonials
Agents Who Actually Made the Switch "Home"
Tracy Bushka
President, TB Development Group, Broker
After a poor experience with another brokerage, I made the decision a few years ago to join HomeSmart Connect...
Joe Prindle
Broker, Top 50 Broker Nationwide
Do what you love with the people you love. This simple mantra has helped me reach the top 1%...
Sherri "Sunshine" Southall
The Sunshine Broker, HomeSmart Connect
Choosing Homesmart Connect was a strategic move for my business. With more than 20 years in real estate...
Cindy Beverley
REALTOR® 'The Real Estate Angel'
Working @ HomeSmart Connect is a breath of fresh air! Everything you want or need to serve your clients...
Dr. Shauna L. Weatherspoon
President & CEO, The House of SW Living
It has truly been an honor to be part of the HomeSmart Connect family for years while building and running...
Regina Wallace
Realtor
It has been an absolute pleasure working with HomeSmart Connect! The support and resources provided are invaluable...
Deborah McCoy
Director of Training, HomeSmart Connect
In less than 3 1/2 years as a Realtor, I've achieved a sales volume in the top 10%...
Bill Flemming
Principal Broker/Owner (Illinois and Wisconsin)
When you see a Broker teaching their agents. Well, that's their job. But when you see other agents...
How the Switch Works
From your first call to your first closing: simpler than you think
1
15-Min Call with Andrea
No pressure, just answers. We'll discuss your current situation, your goals, and whether HomeSmart is the right fit. If it's not, Andrea will tell you.
Today
2
Review Your Numbers
Andrea will run your exact numbers: your current take home vs. what you'd keep at HomeSmart. Everything is transparent. No surprises.
Same call
3
Paperwork & Onboarding
We handle the details. Transfer your license, set up your systems, and get your office key card. Most agents are fully onboarded in 24 hours.
1 day
4
Agent Orientation & Training
Meet the support team, get a deep dive into our tech stack, and complete your systems training. We'll ensure you're fully equipped for success from day one.
Week 1
5
Start Closing & Keep 100%
Your first closing at HomeSmart, you keep 100% minus the transaction fee. No split. No surprise deductions. Just transparent pricing.
Month 1
1
15-Min Call with Andrea
No pressure, just answers. We'll discuss your current situation, your goals, and whether HomeSmart is the right fit. If it's not, Andrea will tell you.
Today
2
Review Your Numbers
Andrea will run your exact numbers: your current take home vs. what you'd keep at HomeSmart. Everything is transparent. No surprises.
Same call
3
Paperwork & Onboarding
We handle the details. Transfer your license, set up your systems, and get your office key card. Most agents are fully onboarded in 24 hours.
1 day
4
Agent Orientation & Training
Meet the support team, get a deep dive into our tech stack, and complete your systems training. We'll ensure you're fully equipped for success from day one.
Week 1
5
Start Closing & Keep 100%
Your first closing at HomeSmart, you keep 100% minus the transaction fee. No split. No surprise deductions. Just transparent pricing.
Month 1
850+
Agents in Our Network
24 hours
Average time to onboard
10
Offices open 24/7, nine in Chicagoland and one in Lake Geneva
We put agents first
A Partnership for Every Agent
We put agents first. That means providing dedicated resources for every step of your real estate journey.
Experienced Agents
You're already closing deals. Keep 100% of every commission for $39 a month and $495 per transaction, with the support and technology of a national brand.
- Keep 100% of your commission: $39 a month plus $495 per transaction.
- Transaction fees stop at $9,000 a year, then $75 per transaction.
- Keep your brand, your database and your business model.
- Full time managing brokers who never compete with you for business.
- A transaction coordinator, the full tech suite and 10 offices open 24/7.
- Andrea will run your real numbers against your current plan.
Teams
Run your team your way. Every agent on it keeps 100% of their commission on the same flat fees, so no split leaves your team's production.
- No brokerage split on your team's production.
- Your team's structure and splits stay yours to set.
- 10 offices open 24/7 for team meetings and client appointments.
- RealSmart Agent and the HomeSmart apps for every agent on the team.
- Training and broker support for every agent you bring.
- Andrea will walk through the numbers for your whole team.
New Agents
Start your career with a clear path to success. Our mentorship program gives you a dedicated mentor, hands on training, and a 70/30 split until you close your first 3 deals.
See the mentorship program- Choose your own Dedicated Mentor or get paired with one of our best.
- A clear, supportive 70/30 split until you complete 45 post licensing hours and close 3 transactions.
- Guidance from a Dedicated Managing Broker.
- Custom Training & peer accountability groups.
- Real world experience with shadowing opportunities.
- MLS Kick Start Courses to get you running immediately.
HomeSmart Commercial
Take your commercial real estate career to the next level. We provide dedicated training, development, and an unbeatable 95/5 split with a $495 transaction fee.
- Keep more of your commission with our 95/5 Split plus $495 transaction fee.
- Hands on broker assistance for complex commercial deals.
- Agent first culture that prioritizes your business and goals.
IL/WI Dual Licensees
Seamlessly run your business in both Illinois and Wisconsin. Get full marketing, training, and support, plus a physical office in Lake Geneva, all for just $69/month and a $495 transaction fee.
- One simple plan: $69/month & $495 per transaction.
- Access to our Lake Geneva office plus our nine Chicagoland locations.
- Full brokerage support and compliance in both IL and WI.
- Complete access to marketing, training, and support systems.
- Brokerage transition guidance to move your licenses seamlessly.
- Local and national networking events.
Meet Andrea
HomeSmart's #1 National Franchisee Recruiter
6 YEARS OF HELPING AGENTS FIND THEIR FIT
17 Years in the Real Estate Industry
Andrea isn't here to pitch you. She's here to help you figure out if HomeSmart Connect is actually the right move for your business, or if you should stay put.
As HomeSmart's #1 National Franchisee Recruiter, Andrea has helped hundreds of Chicagoland agents evaluate the 100% commission model and make informed decisions about their careers.
Here's what a call with Andrea looks like:
- ✓Honest financial breakdown. She'll run your actual numbers to show what you'd keep vs. what you're keeping now
- ✓Zero pressure. If HomeSmart isn't the right fit for your production level or goals, she'll tell you
- ✓Clear transition roadmap. Learn how to move your business without disrupting client relationships
- ✓Real agent references. Talk to agents who made the switch (she'll connect you)
Why agents trust Andrea:
She's been in real estate for 17 years. She's seen agents thrive on 100% commission, and she's seen agents who should've stayed at traditional brokerages. Her job isn't to close everyone; it's to close the right agents.
Most agents walk away from the first call thinking, "That was the most transparent conversation I've had with a recruiter."
Ready to see if this is right for you?
Book a Call with AndreaWHAT YOU NEED TO KNOW
Frequently Asked Questions
Yes. You keep 100% of your commission on every transaction. We charge a flat $39 monthly fee and $495 per transaction. If your commission is $15,000, you keep $15,000 minus the $495 fee. E&O insurance is separate: $495 a year, due July 1, and prorated in your first year if you join after July.
There's no catch. Traditional brokerages take 30 to 50% of your commission for franchise fees and overhead. We eliminated those costs and pass the savings to you. Our model is volume based. We'd rather have 2,500 agents paying small fees than 500 agents paying huge splits.
$39 a month is for agents licensed in one state, Illinois or Wisconsin. $69 a month is for agents joining with licenses in both Illinois and Wisconsin: it covers brokerage support and compliance in both states, plus our Lake Geneva office alongside our nine Chicagoland locations.
Both plans are $495 per transaction plus $495 a year for E&O insurance, and you keep 100% of your commission on either one.
You'll actually get MORE support. Brokerages taking 30% splits often provide minimal service. We invest in transaction coordinators, technology, and support staff instead of franchise fees.
Absolutely. No contracts, no cancellation fees. We earn your business every month.
If you're doing 6+ deals a year and you're tired of splitting your hard earned commissions, this is for you. Book a call with Andrea and we'll run the numbers together. No pressure, just clarity.
Switching is easier than you think. We handle the paperwork and get you onboarded in less than a day. Worried your broker will hold your license hostage? They can't. No signoff is required, and Andrea will walk you through every simple step.
Listings and pending deals are contracts with your current brokerage, so they don't move automatically with your license. Most agents close their pending deals where they are and are paid under their current agreement.
Active listings can come with you if your current broker agrees to release them and the seller signs with us. Andrea will help you time the move so nothing falls through the cracks.
Absolutely not. HomeSmart is a nationally recognized, full service brokerage. You'll have full MLS access, E&O insurance, compliance support, and the backing of HomeSmart's 263 offices nationwide.
We don't make you recruit to earn. We don't have complex profit share structures. We don't upsell you on coaching or leads. You get simple pricing, full tech, and real local support, without the noise.
The cap is not a punishment. It is an incentive. You still save thousands compared to traditional splits. Even at 6 deals a year on $350,000 homes at a 2.5% commission, you'd keep about $11,800 more than on a 70/30 split after our fees and E&O, before counting any fees your current brokerage charges.
Ready to Keep What You Earn?
Book a 15-minute Business Growth Call with Andrea. We'll calculate your exact savings, answer your questions, and show you how simple switching can be.
Book Your Business Growth Call
Let's calculate your exact savings and answer all your questions. No pressure, just clarity.
- ✓See exactly how much you'll save annually
- ✓Learn about our tech stack and support systems
- ✓Get your switching questions answered by Andrea
Calculate Your Exact Savings
Use our commission calculator to see how much more you'd keep with HomeSmart Connect's transparent pricing model.
- ✓Compare your current split to our 100% model
- ✓See your savings after the $9K cap
- ✓Understand the real cost of doing business
- ✓No obligation. No pressure.
- ✓Licensed in IL and WI
- ✓Agent NPS over 90 (HomeSmart S-1, 2022)
Make the smart move
Get the Complete HomeSmart Information Guide
See the complete breakdown of both 100% commission plans, the technology suite, mentorship and broker support, and what agents say after making the switch. Download the free information guide.